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What’s on our mind? You can read about it in our blog. Whether it’s ideas from the investment world or concepts from the financial industry, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

 

Tuesday, September 19, 2017

THE MARKETS... Wall Street achieved record highs on Friday as the S&P 500 crossed the 2,500 point threshold as telecommunications shares rose and technology stocks recovered after two days of declines. For the week, the Dow rose 2.19...

 

Monday, September 11, 2017

THE MARKETS... Amid concerns over North Korea’s actions, impending Hurricane Irma and news of the data breach at Equifax, the S&P 500 and the NASDAQ closed lower, while the Dow edged up. After two weeks of gains, all three major...

 

Thursday, September 7, 2017

Vernon Hills, IL– September 7, 2017 – The Kaplan University School of Professional and Continuing Education in conjunction with Think2Perform® has awarded Patty Loris the Behavioral Financial Advisor™ designation....

 

Tuesday, September 5, 2017

Social Security and Medicare Trustees Report: Financial Challenges Continue Every year, the Trustees of the Social Security and Medicare Trust Funds release reports to Congress on the current financial condition and projected...

 

Tuesday, September 5, 2017

THE MARKETS... Stocks edged up Friday following a lukewarm jobs report, which reduced the likelihood of another rate hike this year. In other economic data, factory activity soared in August while construction spending fell in July....

 

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Monday, August 28, 2017

THE MARKETS... Wall Street started Friday off strong after the President’s chief economic adviser, Gary Cohn, said the White House would turn its attention to tax reform this week. Federal Reserve Chairwomen Janet Yellen’s...

 

Friday, August 25, 2017

Investor Behavior By Joseph Ricciardi, CFP® As of this writing, the US stock market has remained in positive territory since March of 2009, and we are fortunate to have enjoyed the second longest bull run since the end of World War...

 

Monday, August 21, 2017

Dorion-Gray Capital Management® Weekly Commentary August 21, 2017 THE MARKETS... Stocks fell Thursday amid the President’s controversies related to the Charlottesville violence. They came back Friday with news of the...

 

Monday, August 14, 2017

THE MARKETS... Wall Street showed some cracks last week after months of rallies. Following three days of losses, the major indexes closed higher Friday. While disappointing earnings results decreased odds of further interest rates...

 

Monday, August 7, 2017

THE MARKETS... The Dow Jones broke 22,000 for the first time on Wednesday and closed at a record for the eighth time on Friday. July’s better-than-expected jobs report helped all three major indexes close higher. For the week,...

 

Wednesday, August 2, 2017

Incapacity means that you are either mentally or physically unable to take care of yourself or your day-to-day affairs. Incapacity can result from serious physical injury, mental or physical illness, advancing age, and alcohol or drug...

 

Monday, July 31, 2017

THE MARKETS... Stocks were mixed Friday. Small gains helped the Dow Industrials reach another record close, but the NASDAQ and S&P fell. Disappointing earnings reports from Amazon, Exxon and Starbucks, along with a drop in shares of...

 

Monday, July 24, 2017

Dorion-Gray Capital Management® Weekly Commentary July 24, 2017 THE MARKETS... Taking a break from their record-setting performances, the three major indexes declined Friday. A drop in oil prices impaired energy stocks. General...

 

Tuesday, July 18, 2017

Dorion-Gray Capital Management® Weekly Commentary July 17, 2017 THE MARKETS... The Dow and the S&P 500 hit record highs Friday after some major banks reported better quarterly profits than expected and weak economic data reduced...

 

Monday, July 10, 2017

THE MARKETS... Falling energy prices and a positive jobs report helped stocks rebound Friday. Labor Department data showed the U.S. economy added 222,000 jobs in June, surpassing the 179,000 expected increase. The S&P saw its best gain...

 

Monday, July 3, 2017

THE MARKETS... All three major indexes closed lower for the week. Despite the first half’s sour ending, it treated investors well with the Dow and the S&P posting their best first-half gains since 2009. For the week, the Dow fell...

 

Saturday, July 1, 2017

INTEREST RATES RISE ON FEDERAL STUDENT LOANS FOR 2017/2018 After falling for two consecutive years, interest rates on federal student loans are now rising. The following table shows the interest rates for new Direct Loans first...

 

Tuesday, June 27, 2017

Dorion-Gray Capital Management® Weekly Commentary June 26, 2017 THE MARKETS... Gains in tech and energy stocks offset financial sector weakness to help Wall Street close higher Friday. Coming off highs, the S&P 500 and NASDAQ...

 

Monday, June 19, 2017

THE MARKETS... Amazon’s deal to buy Whole Foods stirred Wall Street Friday, rocking shares of a range of retail companies, including Wal-Mart, Target, Costco and Walgreen Boots, while Amazon and Whole Foods’ stock surged....

 

Monday, June 12, 2017

Dorion-Gray Capital Management® Weekly Commentary June 12, 2017 THE MARKETS... After touching an all-time high Friday morning, the NASDAQ saw its worst daily decline for the year as technology stocks sold off sharply. The Dow Jones...

 

Tuesday, June 6, 2017

THE MARKETS... Despite May’s weak jobs report and revised, lower jobs numbers for March and April, all three major indexes closed at records Friday. Technology and industrial stock gains led the increase. For the week, the Dow...

 

Thursday, June 1, 2017

The White House recently announced its tax reform plan — a broad outline of policies, with details expected to be worked out as discussions with Congress progress.1 The administration's tax reform proposals include a reduction...

 

Monday, May 29, 2017

THE MARKETS... Although Friday was the lightest trading day of the year and stocks ended little changed, the S&P 500 and the NASDAQ edged to records. Positive influences included a better-than-expected first-quarter earnings report,...

 

Monday, May 22, 2017

THE MARKETS... Wall Street saw sharp losses mid-week after reports surfaced that President Trump tried to interfere in the federal investigation of possible coordination between Russia and Trump’s election campaign. Stocks rose...

 

Monday, May 8, 2017

THE MARKETS... Solid corporate earnings, a stronger-than-expected April employment report and higher oil prices helped U.S. stocks rise Friday. The S&P 500 and the NASDAQ closed at record highs. For the week, the Dow rose 0.33 percent...

 

Wednesday, May 3, 2017

THE MARKETS... Stocks slipped Friday following a first quarter report that showed the U.S. economy grew at its slowest pace in three years. Major indexes still managed to close up for the month, giving the Nasdaq its six consecutive...

 

Monday, May 1, 2017

DEBT CEILING: A STOP SIGN FOR FEDERAL BORROWING The Bipartisan Budget Act of 2015 suspended the federal government's statutory debt limit — commonly called the debt ceiling — through March 15, 2017. That deadline came and...

 

Monday, April 24, 2017

THE MARKETS... Investors appeared cautious prior to the French election. U.S. stocks dipped Friday but were up for the week, allowing the S&P 500 to achieve its first weekly gain in three. For the week, the Dow rose 0.51 percent to...

 

Monday, April 17, 2017

HE MARKETS... The three major indexes fell Thursday for the third day in a row. Reports from big banks showed evidence of a slowdown in loan growth. Geopolitical tensions in Syria and North Korea led some investors to question whether...

 

Monday, April 10, 2017

THE MARKETS... Following the U.S. airstrike in Syria and a disappointing job report, Wall Street edged lower Friday. Economists had expected to see 180,000 new jobs in March, but the report showed only 98,000 were added. For the week,...

 

Monday, April 3, 2017

Dorion-Gray Capital Management Weekly Commentary April 3, 2017 THE MARKETS... Although stocks fell Friday, Wall Street wrapped up a strong quarter, which saw the S&P gain 5.5 percent. The major indexes achieved multiple record highs...

 

Saturday, April 1, 2017

THERE'S STILL TIME TO CONTRIBUTE TO AN IRA FOR 2016 There's still time to make a regular IRA contribution for 2016! You have until your tax return due date (not including extensions) to contribute up to $5,500 for 2016 ($6,500 if you...

 

Monday, March 27, 2017

THE MARKETS... Stocks dipped slightly after Republicans pulled the bill they created to overhaul the U.S. healthcare system just before markets closed. Amid back-and-forth conversations regarding the legislation over the past week,...

 

Monday, March 20, 2017

THE MARKETS... Stocks began in the green on St. Patrick’s Day but slipped by closing. Adobe’s strong earnings report supported the S&P tech index. The healthcare sector lagged following a disappointing report on a...

 

Monday, March 13, 2017

THE MARKETS... Stocks rose Friday following a February jobs report that far exceeded expectations. However, indexes still finished lower for the week, ending six weeks of gains for the S&P 500 and NASDAQ. For the week, the Dow fell 0...

 

Monday, March 6, 2017

THE MARKETS... Both the dollar and U.S. stocks posted gains for the week after Federal Reserve Chair Janet Yellen indicated interest rates may rise in March. The S&P 500 and Nasdaq closed out their sixth consecutive week of gains. For...

 

Wednesday, March 1, 2017

In December 2016, Yahoo announced that data associated with more than 1 billion user accounts had been stolen in 2013. The company believes this was a separate incident from a previously announced theft of data from 500,000 user...

 

Monday, February 27, 2017

THE MARKETS... Stocks were in negative territory after the Trump administration indicated its pro-growth policies may take longer to implement. But they edged higher before closing, allowing the Dow to continue its streak of...

 

Tuesday, February 21, 2017

THE MARKETS... The Dow and S&P 500 suffered losses but turned positive in the final minutes of the week. The Dow managed to reach a seventh straight record high Friday; the S&P and the Nasdaq also closed at a record. For the week, the...

 

Tuesday, February 14, 2017

THE MARKETS... Following President Trump’s promise to move quickly on tax code changes, the three major indexes booked fresh records. The Dow, S&P 500 and Nasdaq logged gains for the third week in a row. For the week, the Dow...

 

Tuesday, February 14, 2017

THE MARKETS... A positive jobs report and President Trump’s deregulation action helped U.S. stocks climb Friday. The president signed an executive order to scale back regulations in the financial industry. The Labor Department...

 

Tuesday, January 24, 2017

THE MARKETS... For the first time in over 50 years, the stock market rose on the first day of a new presidency. Wall Street made a modest but broad advance as Donald Trump was sworn in as the 45th president of the United States. For...

 

Tuesday, January 24, 2017

THE MARKETS... The two-month post-election rally continued following a Labor Department report showing lower-than-anticipated job growth but increased wages. The Dow came within one point of hitting 20,000, and the Nasdaq and S&P 500...

 

Tuesday, January 10, 2017

THE MARKETS... The two-month post-election rally continued following a Labor Department report showing lower-than-anticipated job growth but increased wages. The Dow came within one point of hitting 20,000, and the Nasdaq and S&P 500...

 

Monday, January 9, 2017

THE MARKETS... The markets’ post-election rally paused as Apple and other tech stocks led a slump. Although Wall Street finished the last week of 2016 on a sour note, major indexes achieved solid gains for the year. For the week,...

 

Friday, December 30, 2016

THE MARKETS... Wall Street rose Friday as the post-election rally continued. The Dow Jones Industrial Average recorded its seventh straight weekly gain. For the week, the Dow rose 0.46 percent to close at 19,933.81. The S&P gained 0.30...

 

Friday, December 30, 2016

THE MARKETS... The tear Wall Street has been on since the presidential election was interrupted by falling stocks Friday after a Chinese Navy warship seized a U.S. underwater drone in the South China Sea on Thursday....

 

Friday, December 30, 2016

THE MARKETS... The post-election rally continued as Wall Street saw another day of record highs. The S&P 500 recorded its sixth straight day of gains, and the Dow logged a fifth week of gains. For the week, the Dow rose 3.13 percent to...

 

Monday, December 5, 2016

THE MARKETS... Bank stocks cooled, and a better-than-expected jobs report strengthened expectations of an interest rate hike this month. But the markets appeared to have already priced the increase in, resulting in little change in...

 

Thursday, December 1, 2016

On December 1, 2016, about 4.2 million workers who were previously classified as "exempt" could become eligible for overtime pay due to modifications to the Fair Labor Standards Act (FLSA), and many small businesses have been...

 

Monday, November 28, 2016

THE MARKETS... The post-election rally continued last week, thanks to gains in consumer staples and technology stocks. The three main indexes closed higher for the third week in a row before the stock markets closed early Friday. For...

 

Monday, November 21, 2016

THE MARKETS... Following a post-election rally, Wall Street ended lower Friday, led by a decline in healthcare stocks. Despite Friday’s slip, the three major indexes closed higher for the second week. For the week, the Dow rose 0...

 

Wednesday, November 16, 2016

THE MARKETS... Although analysts had predicted a 5 to 10 percent drop if Donald Trump won the election, the market bounced last week. The Dow Jones finished its best week since 2011, and the S&P 500 realized its strongest weekly gain...

 

Monday, November 7, 2016

THE MARKETS... Amid election-related uncertainty and “headline risk,” stocks failed to defend gains Friday. The S&P ended lower for a ninth straight session but stayed above its 200-day moving average. For the week, the Dow...

 

Tuesday, November 1, 2016

Money Fund Reform Addresses Systemic Risks Money fund reforms were intended to end the perception of an implied government backstop, protect taxpayers from future bailouts, and strengthen the nation's financial system. On October 14,...

 

Monday, October 31, 2016

THE MARKETS... In a volatile session, stocks fell sharply as investors got news the FBI will review more of Hillary Clinton’s emails and weighed how that could affect the presidential election. After the initial reaction,...

 

Monday, October 24, 2016

THE MARKETS... The dollar hit an eight-month high amid growing speculation of U.S. interest rate increases. In light of reports on third quarter earnings and major corporations’ profits, stocks closed mixed Friday but closed...

 

Friday, October 21, 2016

THE MARKETS... Global stocks rebounded Friday following positive U.S. and Chinese data. But U.S. stocks lost ground late and ended little changed. Investors appeared rattled after Federal Reserve Chair Janet Yellen said aggressive...

 

Tuesday, October 11, 2016

THE MARKETS... U.S. stocks fell Friday, and the three major indexes ended the week lower after three weeks of gains. The British pound hit its lowest level in 30 years. September jobs data showed a lower increase than expected, but the...

 

Monday, October 3, 2016

THE MARKETS... U.S. stocks rose Friday; the S&P financial sector had its best day in two months; and the three major indexes enjoyed a third week of gains. Circulating rumors predicting Deutsche Bank will obtain a better deal from the...

 

Monday, October 3, 2016

Medicare Open Enrollment Begins October 15 Part D late enrollment penalty Generally, if you did not sign up for Part D coverage during your initial enrollment period, and you didn't have other creditable drug coverage (at least...

 

Saturday, October 1, 2016

As we roll into the last quarter of the year it is time to consider strategies that could help reduce your income tax bill. In order to take advantage of the few deductions available anymore, it is necessary to understand your current...

 

Monday, September 26, 2016

THE MARKETS... U.S. stocks fell Friday as energy shares lagged amid lower oil prices. Major indexes still posted gains for the week thanks to a boost after Wednesday’s Federal Reserve announcement that it would not raise rates....

 

Monday, September 19, 2016

THE MARKETS...Wall Street fell Friday after the U.S. Department of Justice proposed Deutsche Bank pay a $14 billion fine due to claims the German bank mis-sold mortgage-backed securities. Sliding oil prices hit energy stocks, and a...

 

Tuesday, September 13, 2016

THE MARKETS... The month of September often sees lower returns, and it may follow its pattern this year. Wall Street dropped Friday, and the S&P 500 finished its worst day since June in the wake of North Korea’s largest nuclear...

 

Tuesday, September 6, 2016

THE MARKETS... U.S. stocks rose Friday. The advances followed a payrolls report that was lower than predicted, lowering expectations of a September rate hike. For the week, the Dow rose 0.61 percent to close at 18,491.96. The S&P...

 

Friday, September 2, 2016

How Grandparents Can Help Grandchildren with College Costs As the cost of a college education continues to climb, many grandparents are stepping in to help. This trend is expected to accelerate as baby boomers, many of whom went to...

 

Tuesday, August 30, 2016

THE MARKETS... Following comments from top Federal Reserve officials, investors grappled with the probable timing of a U.S. interest rate hike. The session was volatile as stocks bounced up and down but slipped by closing. For the week...

 

Tuesday, August 30, 2016

THE MARKETS... U.S. stocks slipped Friday after all three major indexes hit record highs on Thursday. Investor confidence was dampened by a report showing unexpectedly flat U.S. retail sales growth in July. For the week, the Dow rose 0...

 

Monday, August 22, 2016

THE MARKETS... After stocks edged higher earlier in the week, declines in utility shares led a slight market dip Friday. Volume was low as investors weighed the odds of a rate increase by December. For the week, the Dow rose 0.02...

 

Saturday, August 13, 2016

THE MARKETS... U.S. stocks rose following the second positive jobs report in a row; the S&P 500 and NASDAQ closed at record highs. For the week, the Dow rose 0.65 percent to close at 18,543.53. The S&P gained 0.49 percent to finish at...

 

Thursday, August 4, 2016

THE MARKETS... Wall Street ended July with heavy trading. Stocks rose Friday, and the S&P 500 hit a record intraday high. For the week, the Dow fell 0.75 percent to close at 18,432.24. The S&P lost 0.05 percent to finish at 2,173.60,...

 

Monday, July 25, 2016

THE MARKETS... Stocks rose Friday, stacking up the fourth week of gains in a row. The current trend of improved economic data, including a better-than-expected U.S. manufacturing report, seems to have convinced Wall Street that growth...

 

Wednesday, July 13, 2016

The Markets (as of market close June 30, 2016) In the world of equities, the second quarter of the year was anything but dull. April saw the large-cap S&P 500 and Dow make marginal gains, with the small-cap Russell 2000 and the Global...

 

Monday, July 11, 2016

THE MARKETS... The S&P 500 brushed a record high but ended less than a point below its record close. For the week, the Dow rose 1.16 percent to close at 18,146.74. The S&P gained 1.33 percent to finish at 2,129.90, and the NASDAQ...

 

Monday, July 11, 2016

THE MARKETS... Major U.S. stock indexes ended higher for the fourth straight day after positive U.S. manufacturing data was released. The indexes have nearly recouped all of their losses following the “Brexit” vote. For the...

 

Monday, July 11, 2016

THE MARKETS... Wall Street saw its worst day in 10 months as investors appeared caught off guard by Britain’s vote to leave the European Union on Thursday. For the week, the Dow fell 1.55 percent to close at 17,399.86. The S&P...

 

Wednesday, June 22, 2016

THE MARKETS... U.S. stocks dropped Friday. Britain’s upcoming vote on whether to leave the European Union weighed on investors, while Apple’s falling shares dragged the major indexes down. For the week, the Dow fell 1.00...

 

Wednesday, June 22, 2016

THE MARKETS... Stocks fell Friday for the second day in a row after oil prices dropped and concern about the global economy grew. Britain’s vote on June 23 whether to stay or leave the European Union weighed on investors. A...

 

Saturday, June 11, 2016

THE MARKETS... The markets closed lower Friday. Financial shares led the downturn after an unusually weak jobs report led traders to revise bets the Federal Reserve will raise rates in June or July. For the week, the Dow fell 0.30...

 

Thursday, June 2, 2016

THE MARKETS... Stocks rose Friday after the U.S. Federal Reserve suggested an upcoming interest-rate hike, closing Wall Street at its strongest week since March. Markets were closed Monday in observation of Memorial Day. For the week,...

 

Monday, May 23, 2016

THE MARKETS... Stocks rebounded Friday on tech stocks after the release of higher-than-expected profit forecasts from Applied Materials and a 1.1 percent increase to Apple. Friday’s rally pushed both S&P 500 and NASDAQ to weekly...

 

Tuesday, May 17, 2016

THE MARKETS... Stocks rebounded Friday as investors viewed April job data with less disappointment. While payrolls increased less than expected, average hourly earnings and the average work week rose according to the Labor...

 

Tuesday, May 17, 2016

Statistically speaking, women live longer than men; if you're married, that means that the odds are that you're going to outlive your husband. That's significant for a couple of reasons. First, it means that if your husband dies before...

 

Tuesday, May 17, 2016

THE MARKETS... Wall Street ended the week on a down note following disappointing reports on corporate earnings, the first quarter’s GDP and consumer spending. For the week, the Dow fell 1.28 percent to close at 17,773.64. The S&P...

 

Monday, May 16, 2016

THE MARKETS... U.S. stocks fell Friday following the release of lackluster consumer quarterly reports from two large retail stores, which overshadowed previously optimistic sales data for April. As online sellers like Amazon.com...

 

Monday, May 2, 2016

THE MARKETS... Wall Street ended flat Friday. Tech stocks fell following lackluster reports from Microsoft and Alphabet, but the S&P 500 rose, thanks to a softer dollar and rebounding oil prices. For the week, the Dow rose 0.62 percent...

 

Monday, May 2, 2016

THE MARKETS... Crude oil prices fell Friday, and energy stocks led the market slightly lower. Stocks still posted gains for the week, and the S&P 500 had its seventh positive week out of the last nine. For the week, the Dow rose 1.85...

 

Sunday, April 17, 2016

THE MARKETS... It was a volatile week on Wall Street as the yen surged against the dollar. Stocks rose on Friday, thanks to more than a 6 percent increase in oil prices after the Keystone pipeline to Cushing, Okla., was shut down, and...

 

Monday, April 11, 2016

Strategic Models We feel all of our Strategic Models are appropriately allocated so no changes were made. ETF Momentum Models We utilize the 200 day moving average to determine our allocations in these models. The market volatility did...

 

Monday, April 11, 2016

How much do you really know about your employer-sponsored retirement savings plan? If you're like many people, you have many ideas about how your plan works which may or may not be entirely accurate. To gauge your knowledge, take this...

 

Thursday, April 7, 2016

THE MARKETS... Following favorable manufacturing and jobs reports, stocks rose Friday, extending a seven-week rally. While the data was positive, it was not strong enough to raise concerns of potential interest rate hikes. For the week...

 

Thursday, April 7, 2016

THE MARKETS... Trading volume was light leading into the holiday weekend. Stocks ended five weeks of gains Thursday after the Federal Reserve raised expectations of additional rate hikes, but the three major indexes pared losses by the...

 

Saturday, March 26, 2016

THE MARKETS... Recession fears diminished as global stocks posted their longest string of gains in two years. For the first time in 2016, the S&P 500 closed higher than where it ended last year. For the week, the Dow rose 2.26 percent...

 

Saturday, March 26, 2016

THE MARKETS... The three major indexes enjoyed their fourth straight week of gains as investors appeared to embrace the European Central Bank’s stimulus measures. Amid steadying oil prices, the S&P 500 and the Dow had their best close...

 

Monday, March 7, 2016

THE MARKETS... February employment data edged stocks higher on Friday, landing Wall Street its first four-day winning streak since October. The rally pushed the Dow above 17,000 for the first time since January and left the S&P 500...

 

Monday, March 7, 2016

THE MARKETS... After a week of strong gains, stock slid Friday as concerns over potential interest rate hikes grew, thanks to the Commerce Department's report showing gross domestic product increased more than expected in the fourth...

 

Friday, February 26, 2016

THE MARKETS... Wall Street ended flat Friday. But thanks to big gains earlier in the week, the major indexes posted their best week of the year. For the week, the Dow rose 2.75 percent to close at 16,391.99. The S&P gained 2.91 percent...

 

Tuesday, February 16, 2016

THE MARKETS... Wall Street rebounded preceding the three-day holiday weekend. Despite Friday’s rally, all three indexes posted losses for the week, thanks to the earlier selloff. Markets were closed Monday in observation of the...

 

Friday, February 12, 2016

THE MARKETS... Global stocks fell after January’s positive jobs report strengthened the probability the Federal Reserve could make another rate hike this year. After two weeks of gains, oil prices also dropped. For the week, the...

 

Friday, February 12, 2016

THE MARKETS... A weak January ended with more than a 2 percent surge on Wall Street. Precipitating the rally, the Bank of Japan cut interest rates to stimulate its economy, and Microsoft led gains in technology shares. For the week,...

 

Friday, January 29, 2016

THE MARKETS... Wall Street finished a volatile week with a 2 percent surge on Friday. Crude oil prices rose sharply as the United States and Europe experienced a spell of harsh winter weather. For the week, the Dow rose 0.69 percent to...

 

Monday, January 25, 2016

THE MARKETS... Trading was unusually heavy Friday. Stocks fell, due to tumbling oil prices and concern over China’s economic trouble. The S&P dropped to its lowest figure since October 2014. For the week, the Dow fell 2.16 percent to...

 

Monday, January 18, 2016

THE MARKETS... Wall Street had a rough start for 2016. In spite of December’s positive jobs report, the markets closed the worst ever five-day start to a year, thanks to continued concern over the global economy and sliding oil prices....

 

Friday, January 8, 2016

THE MARKETS... Wall Street completed a turbulent 2015, due largely to the year’s dramatic fall in crude oil prices. On the final day of trading, stocks dropped overall. The S&P energy sector was the exception, gaining 0.34 percent...

 

Saturday, January 2, 2016

THE MARKETS... Oil prices rose marginally Thursday, but energy stocks dropped. Trading was subdued, and U.S. stocks ended a little lower overall during the shortened Christmas Eve trading session. For the week, the Dow rose 0.32...

 

Sunday, December 27, 2015

THE MARKETS... U.S. stocks slid Friday for the second day as oil prices declined and investors digested potential effects of the interest rate hike announced by the Federal Reserve. Trading was heavy; expiring stock and index option...

 

Saturday, December 19, 2015

THE MARKETS... Wall Street dropped sharply Friday, and the S&P 500 closed its worst week since August as investors wondered if plunging oil prices and weak commodities signaled a broader slowdown and appeared to be jittery over the...

 

Monday, December 7, 2015

At a time when your career is reaching a peak and you are looking ahead to your own retirement, you may find yourself in the position of having to help your children with college expenses while at the same time looking after the needs...

 

Monday, December 7, 2015

THE MARKETS... Wall Street rallied Friday, following two days of sharp losses. With U.S. jobs reports suggesting the economy was healthy enough to withstand an interest rate increase, financials led the rally, and the S&P 500 posted...

 

Monday, November 30, 2015

THE MARKETS... Trading was light Friday ahead of the Dec. 4 non-farm payrolls report and the widely anticipated interest rate hike in mid-Dec. U.S. stocks ended little changed, although consumer stocks fell amid early reports on...

 

Monday, November 23, 2015

THE MARKETS... Wall Street ended a solid week on Friday, with the S&P 500 closing its best week in almost a year and the Dow erasing its year-to-date loss. Investors appear to have made peace with December’s anticipated rate hike,...

 

Monday, November 16, 2015

THE MARKETS... Amid concerns over the attacks in Paris and disappointing reports on retail sales, Wall Street ended its worst week since August. The three major U.S. indexes capped the week down more than 3 percent. For the week, the...

 

Tuesday, November 10, 2015

As we roll into the last quarter of the year it is time to consider strategies that could help reduce your income tax bill. In order to take advantage of the few deductions available anymore, it is necessary to understand your current...

 

Tuesday, November 10, 2015

Statistics and costs can’t be ignored when evaluating your retirement plan. Many of the people we talk to state they will never need Long Term Health Care ‘the crystal ball plan’ or they disregard it because premiums are too high....

 

Tuesday, November 10, 2015

The biggest question facing baby boomers is when to take Social Security. Do you; take it at age 62 when you are eligible, wait to Full Retirement Age (FRA) or at age 70 to maximize your monthly benefit? The answer depends on your...

 

Tuesday, November 10, 2015

As the year draws to a close, there might be a slew of tasks on your to-do list. One task to consider is setting up a meeting with your financial professional to review your investments. If you take the time to get organized now, it...

 

Monday, November 9, 2015

THE MARKETS... U.S. stocks were stable Friday after a strong jobs report fueled expectations the Federal Reserve will raise interest rates in December. According to Friday’s data, the unemployment rate fell to 5 percent, its lowest...

 

Monday, November 2, 2015

THE MARKETS... Following mixed earnings reports, U.S. stocks dipped on Friday but ended October with their strongest monthly performance in four years. All three major indexes saw their biggest percentage advances since October 2011;...

 

Monday, October 26, 2015

THE MARKETS... U.S. stocks rose sharply Thursday and Friday, led by a rally in tech shares. The advances brought the S&P 500 into positive territory for the year. Other encouraging news included a rebound in healthcare shares and...

 

Monday, October 19, 2015

THE MARKETS... Amid positive consumer sentiment, U.S. stocks closed higher Friday, ending their third week of gains. The S&P also marked its longest stretch of advances since May. For the week, the Dow rose 0.77 percent to close at 17...

 

Monday, October 12, 2015

THE MARKETS... Some rising optimism helped Wall Street cap the strongest week of the year. On the final day, stocks enjoyed a slight bump as investors waited for U.S. companies to report their third-quarter earnings. For the week, the...

 

Monday, October 5, 2015

THE MARKETS... Following a month of global market turbulence, Wall Street saw a sharp turnaround last week. A robust rally in energy and materials stocks caused stock indexes to jump over 1 percent on Friday. For the week, the Dow rose...

 

Monday, September 28, 2015

THE MARKETS... The market started Friday higher following the Federal Reserve Chair’s predictions that the Fed would raise interest rates later this year. Oil prices rose for the second straight day, but the number of issues that...

 

Friday, September 25, 2015

Savvy Women Plan on Purpose Paula Dorion-Gray/Patty Loris September 24th 7:00 p.m. - 8:30 p.m. Shah Center 4100 W. Shamrock Lane McHenry, IL Planning for Adventure Women's Luncheon October 29th 11:15 a.m. - 2:00 p.m. Crystal Lake...

 

Monday, September 21, 2015

THE MARKETS... Trading was heavy on Wall Street Friday, and stocks closed lower following the Federal Reserve’s decision to hold interest rates near zero. The Fed’s decision fueled concerns about continuing weak global...

 

Monday, September 14, 2015

THE MARKETS... Friday’s volume on Wall Street was light. Stocks generally rose amid speculation the Federal Reserve will hold off on an interest rate hike when they meet this week. However, energy shares fell after Goldman Sachs...

 

Monday, September 7, 2015

THE MARKETS... It was a rough ride on Wall Street last week. On Friday, U.S. stock indexes dropped more than 1 percent, thanks to a lackluster August jobs report, continued concern over China’s faltering economy and uncertainty...

 

Monday, August 31, 2015

THE MARKETS... After a volatile week, the markets ended quietly Friday. Stocks were mostly higher at closing; U.S. crude prices, which had been at their lowest level in over six years, gained 17.2 percent over two days. For the week,...

 

Friday, August 28, 2015

The last few weeks have seen an increase in volatility in the global stock markets. But the question is – is it a correction which is a healthy and natural part of a bull market or is it a contraction which is an unhealthy...

 

Monday, August 24, 2015

THE MARKETS... U.S. and world stock markets fell Friday amid new signs of slowing growth in China. China’s unsettling economic news coupled with a slowing demand and oversupply caused U.S. oil prices to briefly slip under $40 a barrel....

 

Monday, August 17, 2015

THE MARKETS... After big gains last Monday, U.S. stocks ended the week higher. Oil prices edged up from near six-and-a-half year lows, but weak global demand and oversupply concerns are expected to keep them down. For the week, the Dow...

 

Monday, August 10, 2015

THE MARKETS... Wall Street traders sold shares Friday, causing stock prices to drop, as signs of an improving economy fueled speculation the Federal Reserve will raise interest rates as early as September. The U.S. Labor Department...

 

Thursday, August 6, 2015

THE MARKETS... Wall Street reacted to negative and positive news on Friday. A wage report indicated second quarter U.S. labor costs saw the smallest increase in 33 years, producing expectations the Federal Reserve might delay raising...

 

Thursday, August 6, 2015

Throughout your career, retirement planning will likely be one of the most important components of your overall financial plan. Whether you have just graduated and taken your first job, are starting a family, are enjoying your peak...

 

Thursday, July 30, 2015

THE MARKETS... Friday ended a rough week on Wall Street amid slowing global growth, the lowest oil prices since March and weaker economic data from China and the euro zone. The S&P 500 and NASDAQ saw their biggest weekly drops since...

 

Wednesday, July 22, 2015

THE MARKETS... Thanks to a dramatic surge in Google shares, the NASDAQ closed at a second straight record high on Friday. Low oil prices kept energy stocks weak. The U.S. dollar index made its strongest weekly gain since May. For the...

 

Wednesday, July 15, 2015

THE MARKETS... U.S. stocks enjoyed widespread gains Friday, and major indexes closed up more than 1 percent amid hope that Greece and Euro zone finance ministers would reach a deal over the weekend. The increases followed the Federal...

 

Friday, July 10, 2015

As of Wednesday July 8, 2015As you are most likely aware - there is a lot going on in the equity markets today – both here and globally. So far, as volatile as it seems, the wild swings of the past few days here in the U.S. have been...

 

Thursday, July 9, 2015

Many people come in to meet advisors and have doubts. In my opinion, if the hair on the back of your neck is not lying down and feeling really fuzzy, you may want to go somewhere else. Remember, it's not about the rate of return but...

 

Tuesday, July 7, 2015

THE MARKETS... U.S. stocks fell slightly Thursday ahead of Greece’s referendum on Europe’s latest bailout offer. June’s slower jobs report weakened expectations that the Federal Reserve will increase interest rates in September. The...

 

Monday, July 6, 2015

In looking for a financial advisor, you want a real person ready to work with you. Additionally, you don't want boilerplate service. This is certainly not an industry where one size fits all, so if the advisor tells you that all his or...

 

Thursday, July 2, 2015

THE MARKETS... With Greece on the brink of default, stocks slid Friday and the euro fell. Greece must come to an agreement with its creditors to avoid defaulting on its $1.8 billion debt repayment on June 30, but it rejected a...